Payment solutions to win you more customers !

Specialists In Unique & High Risk Industries

We are a High Risk Payment Processor.


Even if you’ve been rejected as ‘high risk’ before, With our multiple bank partnerships – you are given the freedom to choose what solution is best for your business. iPayTotal enables you to perform transactions in the most popular currencies from around the world.  Our dedicated team assists merchants’ by analyzing factors and facilitating dispute management and chargeback loss recovery.

Our high risk merchant accounts allow you to accept all major credit and debit cards. Our MOTO payment gateway allows accepting transactions on phone. Our MOTO solutions ensure that credit card transactions are handled swiftly, securely and accurately. iPayTotal is designed to extend your possibilities to easily accept alternative payments online using local and international payment systems.


Accept payments with the industry’s most affordable rates. Our solution offers zero setup fee, ironclad security, and expert support.

At iPayTotal, we pride ourselves on being experts when it comes to setting up a payment gateway for your high risk business. We know how crucial it is to perform your job without concern of how you will process payments or worrying about your lack of credit.

Our high risk merchant services will help you avoid costly issues by allowing you to process payments within days, which means your business will continue to flourish, despite your high risk status. If you are in need of a merchant account for a high risk business, contact us today for more information.

Enjoy a complete set of tools and use the same technology as the world’s leading brands to accept every payment online. You’ll be up and running in minutes with a quick and easy integration and have a seamless, highly-converting, and secure checkout.

Helping High Risk Businesses

Our high risk merchant accounts allow you to accept all major credit and debit cards. Our MOTO payment gateway allows accepting transactions on phone.

Happy Clients

24 Hour Customer Service


iPayTotal is all about making the payment processing experience the best it can be.
We offer a toll-free Technical Help Desk, which is available 24 hours-a-day, 7 days-a-week to provide technical and procedural support, including application questions, equipment inquiries, and training issues. Our customer service is designed to make credit card processing easier, more convenient, and more productive for you.


Get started today with our Online Merchant Account. At iPayTotal, we can set up your merchant account and provide you with the payment products required to start taking card payments.

Request a Quote right away and get access to high quality services that help you at every step of international business success.