Businesses can be considered a high-risk merchant if they operate in an industry identified as high risk by the credit card processor or if there is a significant risk of financial obstacles inherent to the business model.A high-risk business is a business considered too risky for traditional financial institutions and major credit card companies to allow you access to their services. Their criteria are usually related to the high volume of chargebacks, fraud actions, processing history and processing volume. 

iPayTotal is qualified to assist a great range of businesses in obtaining a high-risk merchant account. iPayTotal can provide you with a complete solution for your business.By utilizing iPayTotal to assist your high-risk merchant account, the day-to-day management of your business’s transactions will become seamless since all the requirements set out by credit card payment systems such as adherence to outlined policies, merchant agreements, merchant underwriting, risk management, and monitoring, etc., are appropriately and carefully assisted by iPayTotal, giving you the peace of mind you need to carry on with business as usual.

iPayTotal is a ‘total’ solution for any account you require. Whether you require an international payment gateway, an international merchant account, a high-risk payment solution for your start-up, a subscription account for your gaming business, a pharmacy merchant account, a travel merchant account, or need assistance with the setting up of an offshore merchant account, iPayTotal can help you secure it efficiently, and at lowest rates for your high-risk business.