Mon - Sat: 09:00 am - 6.00pm
+44 800 776 5988
Tartu county, Mõisavahe tn 34c, 50708

High Risk Payment Gateway Providers

We are the
Payment Experts
iPayTotal will help your low or high-risk merchant account through the approval process, enabling an approval today, at the most competitive rates. Apply Now
We are High-Risk Merchant Account Specialists Our high-risk merchant accounts are our primary focus—we handle such accounts with the highest attention, specialist care and respect. About Us
What we do

International Payment Gateway

iPayTotal will assist you in creating your high-risk merchant account, providing you with customised solutions for your credit card processing. Added to this, with our expertise and guidance, we can also assist you through the often-difficult banking underwriting process.


Payment Solutions

Businesses can be considered a high-risk merchant if they operate in an industry identified as high risk by the credit card processor or if there is a significant risk of financial obstacles inherent to the business model.A high-risk business is a business considered too risky for traditional financial institutions and major credit card companies to allow you access to their services. Their criteria are usually related to the high volume of chargebacks, fraud actions, processing history and processing volume. 

iPayTotal is qualified to assist a great range of businesses in obtaining a high-risk merchant account. iPayTotal can provide you with a complete solution for your business.By utilizing iPayTotal to assist your high-risk merchant account, the day-to-day management of your business’s transactions will become seamless since all the requirements set out by credit card payment systems such as adherence to outlined policies, merchant agreements, merchant underwriting, risk management, and monitoring, etc., are appropriately and carefully assisted by iPayTotal, giving you the peace of mind you need to carry on with business as usual.

iPayTotal is a ‘total’ solution for any account you require. Whether you require an international payment gateway, an international merchant account, a high-risk payment solution for your start-up, a subscription account for your gaming business, a pharmacy merchant account, a travel merchant account, or need assistance with the setting up of an offshore merchant account, iPayTotal can help you secure it efficiently, and at lowest rates for your high-risk business.

Growing your brand through Customised Payments

Customized Credit Card
Processing Solutions

We partner directly with banks specialising in numerous high-risk industries, all in the effort to secure legitimate approvals and processing solutions for your high-risk merchant account. We offer the kind of value and personalised service your business needs to get off the ground and grow.

Integrated Payment Gateway

Our online payment gateway is an independent platform, providing safe and secure payment processing. Our Certified cloud payment platform allows consumers to pay merchants securely for goods and services online, mobile and over the telephone.

24/7 Customer Support

We always put our customer first. We do this by making sure our knowledge of the industry is always up to date so that we can provide the best advice. We love the satisfaction we feel every day by helping you! Having the answers to tough questions makes our jobs worthwhile and exciting.

ChargeBack Protection

Reduce your chargeback rate and remove the operational burden of chargebacks from your organization. This low chargeback rate means iPayTotal offers you chargeback protection that is over 10 times better than the industry average.



“We find the gateway Ipaytotal Solutions being highly secure, safe and reliable. The functionalities and performance has been well received and satisfied by our staff operating the gateway with the ease of operations and differentiated features.“

Trend Technology
Acquire full approval within 24 hours!

Apply for a High-Risk Merchant Account TODAY

Our support team will work with you to identify the best merchant services and payment products to suit your needs. In addition, if you have a question about your merchant account, need help with chargebacks or have a question about your statements, our representatives are here to help you 24/7.

Our head office address:

7 Bell Yard London
England, WC2A 2JR

Call for help:

+44 800 776 5988

Mail us for information

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Melbourne, Australia
(Sat - Thursday)
(10am - 05 pm)
Melbourne, Australia
(Sat - Thursday)
(10am - 05 pm)
Melbourne, Australia
(Sat - Thursday)
(10am - 05 pm)