High Risk

We iPayTotal Ltd. specialise in High Risk Merchant Accounts, High Risk ACH processing, and High Risk merchant services. We approve practically every business type, even if you have been turned down for payment processing. With more than a decade of experience, our team is here to help. Even if you have been shut down by your current processor, we have a solution for your particular situation. We’re available to answer any questions and provide ongoing continued support for our valued customers.

High Risk Merchant Accounts are offered for clients who may have one or more of the following characteristics:

  • Businesses vulnerable to frequent Chargebacks
  • Blacklisted Companies
  • Industries with Poor Reputations
  • Businesses vulnerable to Fraud
  • New Businesses
  • Companies that primarily accept card-not-present transactions
  • Businesses with Recurring Billing Cycles

More about High Risk Merchant Account

Although iPayTotal is happy to work with High Risk Merchant Account holders, there are some special factors involved with this type of underwriting. There are requirements the merchant must fulfil.

Although iPayTotal is happy to work with High Risk Merchant Account holders, there are some special factors involved with this type of underwriting. There are requirements the merchant must fulfil. Please contact us to know more.

Is your business considered High Risk or Low Risk?

In either of the cases, you will not be approved for a regular merchant account with a financial institution. High Risk Merchant Accounts are offered for clients who may have one or more of the following characteristics:

  • Businesses vulnerable to frequent Chargebacks
  • Blacklisted Companies
  • Industries with Poor Reputations
  • Businesses vulnerable to Fraud
  • New Businesses
  • Companies that primarily accept card-not-present transactions
  • Businesses with Recurring Billing Cycles