HIGH RISK MERCHANT
ACCOUNT SOLUTIONS

Providing The Best High Risk Merchant Account, Let High Risk Solutions provide your business with the best merchant account services at the guaranteed lowest price!

All in OneFull-Featured Payment Gateway Processing

Virtual TerminalSale, Authorize, Capture,Void, Refund

SimplicityWe make it easy and simple to process transactions

Website IntegrationDirect Post/ API / All Shopping Carts Compatible

Looking For The Best
High-Risk Merchant Account?

High risk merchant accounts are the obvious necessity of when it comes to accepting credit cards. Without a high-risk merchant account, you will lack the capability of payment processing services.iPayTotal is the low-cost high-risk merchant services provider you need in order to be able to accept payments from your customers.

In many cases, you will find it difficult to get a merchant account if your business is deemed high-risk. If someone does approve your business, you will typically be charged higher rates and fees as compared to other customers. Keep in mind that there is also a category of merchant account providers that caters to high-risk merchant accounts but some of these exist only to rip off businesses with outrageously high rates and contract terms.

It is important to keep in mind that the merchant processor also carries financial risk and they use the internal methodology to determine the processing rates and other terms of the contract for each client that wants to sign up. Any business can be classified as a high risk for various reasons. However, the consequences are typically significant for business owners when their business is classified as a high risk one.

If you are a small business, you can try and use some popular payment service providers such as Square or PayPal but you will need a high-risk merchant account when you have a business type that is deemed high risk. High-risk merchant processors or credit card processors do not treat all businesses equally. Just like in other businesses, a high risk merchant account can get typically get better or favourable/generous terms if their processing high volume.

Get Started Today!

we have high risk merchant accounts and solutions for any type of industry, even with a history of bad credit. The application process is easy and completely free. Don’t allow your business to continue to lose out on money. Contact us and take advantage of our online merchant account solutions today.

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Approved Business

iPayTotal Provides High Risk Merchant Accounts for the Following Industries:

  • Currency Exchange Businesses
  • Document Preparation Businesses
  • Nutraceuticals / Trial
  • Debt Collection Agencies
  • Offshore/International Credit Card Processing
  • Online Adult Novelty Stores
  • Tobacco/Cigars – E-Cigarettes Online – Medical Marijuana – Online Smoke Shops
  • Higher Volume / Capped / Mail – Telephone Order (MOTO)
  • Adult Friendly & Sex Toy Merchant Account Provider
  • High Risk Friendly Website Offerings
  • Merchants Declined or Shut Off (tmf match)
  • Debt Consolidation – Credit Repair – Collection Agencies
  • Strip Clubs – Liquor Stores – Entertainment
  • Firearms Distribution
  • High Ticket – Chargeback Solutions
  • Short Term Lending Businesses
  • Dating/Personals Website – Dating Agency – Escort Services
  • Pharmaceuticals / Vitamins / Internet Pharmacy Merchants
  • CBD/Hemp

How iPayTotal Can Help You

Furthermore, when you set up your high risk merchant account service with iPayTotal – you will have access to features such as online management of account, shopping cart links, site enablement, virtual terminal and more. Not only are you able to take advantage of our sophisticated high-risk credit card processing services, to purchase this internet-based high-risk credit card merchant accounts will only cost you a modest and affordable fee.

We offer solutions for virtually anyone and serve business such as: Adult Themed Clubs, Online Smoke Shops, Online Adult novelty stores, E-Cigarettes Online, Online Vapor Stores, Restaurants, Bars, Dating and Escort Services, Credit Repair, Collection Agencies, US-based IT Tech Support, Firearms Distribution, Online Hookah Shops, Debt Collection, Online Pharmacies, Nutraceuticals and more.

High Risk Merchant Account Criteria

Many business owners are surprised when they apply for a merchant account and their application is denied as their business is classified as high risk. The thing with high risk merchant accounts is that there is absolutely no middle ground. Also, the definition of high risk is also not uniform across the industry. While a certain business might be classified as a high risk by a provider, the same business might not be classified as high risk by another merchant services provider. Everyone has their own set of guidelines to determine whether a particular business falls into a high-risk category.

It doesn’t matter if your business is listed above or not, we have high risk merchant accounts and solutions for any type of industry, even with a history of bad credit. The application process is easy and completely free. Don’t allow your business to continue to lose out on money. Contact us and take advantage of our online merchant account solutions today.

Get Started Today!

Let iPayTotal provide your business with the best
merchant account services at the guaranteed lowest price!

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