Are you looking for high-risk credit card processing? or high risk merchant account instant approval? Are you facing problems to Open a Merchant Account? Banks decline your request because the industry is associated with high risk? Businesses from all over the world, that comes under High-Risk Industries such as airlines, offshore processing, online reservation services, etc. where the transaction takes place way before the actual delivery of the service to the end-user.

What is a Merchant Account?

It is impossible for businesses, especially online stores, to operate without accepting debit or credit cards. And a merchant account is a kind of bank account that allows a business to accept payments via credit or debit cards. 

When a client pays for a service or a product with a credit card, the funds are first deposited to the merchant account and then transferred to the business bank account. This transfer is normally done on a weekly or daily basis. 

Before you can take the ‘plastic’ though, you will need a payment processor, acting as a liaison between you the credit card networks and the bank. 

Most processors will do business for low-risk merchants since they are a safer investment. Meanwhile, businesses that fall under the high-risk category will have a limited selection of processors. 

iPaytotal is here for you to start and grow your business on your own terms and conditions. Our customized services equip our clients with cutting-edge tools in the armor of our existing experience and reliable solutions to get you through the Gordian Knot.


Opening a High-Risk Merchant Account has never been so easy. All you need to do is register yourself with us, lean back and fold your arms behind the head. Our devoted staff will contact you and disclose the competitive pricing and conditions. You may now choose your plan, ask for customizations (if any) or you have any query regarding the procedure, we are more than happy to help you. We will suggest the best for your business like it was our own.

What Makes a High-Risk Business?

There are various factors on how a processor determines a merchant as a high risk. Some are superficial factors based on the company’s clientele or industry, while some are directly related to the business practices of the merchants. 

Some of the factors that put a business into the high-risk category include:

  • An industry with excessive chargeback ratios

  • New business with short credit card processing history

  • Provides subscription-based services or products

  • Sell services or products that typically result in high dollar transactions

  • Bad credit history

  • Multi-currency business

  • International merchants or doing business in high chargeback risk countries (anywhere outside Singapore, South Korea, Japan, European Union, Australia, Canada, and the US. 

In addition, the services or products that you offer may also reflect on your profile. Some of the high-risk industries and products include:

  • Airline tickets

  • Adult materials, services or products

  • Online drug stores

  • Telemarketing or VOIP

  • Online casinos

  • Magazine subscriptions

  • Dating services

  • Forex trading or Bitcoins

  • Computer hardware or software

A high-risk business will be unable to obtain a standard account with most processors. So instead, they will need to go with high-risk merchant accounts. This usually means that the business will incur several restrictions and high processing fees. 

Obtaining a high-risk merchant account can be complicated. However, it is doable. 

iPayTotal: Reliable High-Risk Merchant Account Provider

If your business falls under the above-mentioned industries or other high-risk ventures, you don’t have to give hope. If it is what you’re passionate about, then it is certainly worth pursuing. 

To make it easier for you, iPayTotal is here to help!

We will help you start and grow your business on your own conditions. We have customized services that adapt to our clients’ needs and offer advance tools and knowledgeable experience to provide reliable solutions for your business. 

With iPayTotal, opening a high-risk merchant account has never been this easy!

All you need to is to register with us, lean back with arms folded behind your head. Our experienced staff will contact you as soon as possible and disclose a competitive pricing package and condition. 

You can choose a plan, ask for any customizations and fire away on anything you don’t understand. We are more than happy to help!

We will suggest only the best for your business like it is our own! 

Why choose iPayTotal

Still doubting us?

Here are a few reasons why choosing?iPayTotal?for your High-Risk Merchant Account for high risk credit card processing, payment gateway,?instant approval, high risk payment processors would be the best decision-

  1. HIGH-RISK MERCHANT ACCOUNT EXPERTS: We want you to know that we are an expert when it comes to high-risk merchant accounts. We know the ins and outs of merchant accounts as well as high-risk credit card processing. 

  2. BEST APPROVAL RATE: We are fast, no doubt in that. We are efficient and reliable in what we do and working with us means you have 99 percent chance of getting approved for a high-risk merchant account!

  3. SECURE PROCESSING: We offer high-quality encryption so you can rely on us for any high-risk card processing and other services.

  4. ECONOMICAL: We offer you customized plans, so you can choose the most suitable plans based on your business’ needs.

  5. COMMITMENT TO GREAT SERVICE: We’re like a clingy partner— always got your back providing top quality services. We will also guide you through every stage of the way!

  6. LOW CHARGEBACKS: Hey, we hate chargebacks as you do. So, we will provide you with our in-house chargeback management tools that can lower your chargeback up to 75 percent!

  7. ACCESSIBILITY: Problems? Confusions? We’re only one call away, we’ll be there to save the day— 24/7!

What’s next?

Questions? Don’t be shy and fire us a message! Call us at +(44) 800 776 5988 or drop an email at [email protected].

 

January 3, 2018

Our Outstanding Services

Benenatis mauris Vestibulum ante ipsum primis in industry, logistics, finance, business orci ultrices venenatis mauris. It is a long established fact that a reader will be
January 3, 2018

Our Outstanding Services

Benenatis mauris Vestibulum ante ipsum primis in industry, logistics, finance, business orci ultrices venenatis mauris. It is a long established fact that a reader will be
January 3, 2018

Our Outstanding Services

Benenatis mauris Vestibulum ante ipsum primis in industry, logistics, finance, business orci ultrices venenatis mauris. It is a long established fact that a reader will be
January 3, 2018

Our Outstanding Services

Benenatis mauris Vestibulum ante ipsum primis in industry, logistics, finance, business orci ultrices venenatis mauris. It is a long established fact that a reader will be
January 3, 2018

Our Outstanding Services

Benenatis mauris Vestibulum ante ipsum primis in industry, logistics, finance, business orci ultrices venenatis mauris. It is a long established fact that a reader will be
January 3, 2018

Our Outstanding Services

Benenatis mauris Vestibulum ante ipsum primis in industry, logistics, finance, business orci ultrices venenatis mauris. It is a long established fact that a reader will be
Portal Login
REGISTER NOWSKYPE US