Whether you own restaurant, retail shop or E-commerce site, lower fees and a bump in revenues can potentially make a big jump in your take-home income. It can even make the difference between profit and loss. Low-Risk merchant accounts are generally similar in nature, offering a range of features such as Businesses with recurring Billing Cycles Credit/Debit Card, ACH and eCheck payment services 24-hour Customer Support Sophisticated Online security measures Tracking Services Offshore, Onshore and International Accounts In order to obtain a High-Risk Merchant Account, a Medium Risk Merchant Account or a Low-risk Merchant Account, you will be required to fill in the form and necessary documentation. Thereafter you will be provided with a Merchant account that best suits the nature and requirement of your business, in resonance with the information provided by you.




Merchant service providers such as banks have their own criteria against which they judge all businesses. The following are qualifications that are common with low-risk merchants. Business monthly sales volume should be a maximum of $20,000 Ticket size should be an average of $50 or less There should be at least 3D security in credit card processing to reduce fraud The payments process is redirected to your payments service provider Your business operates in low-risk industry Your business is primarily in low-risk regions All your business is conducted in one currency The card-present merchant transactions are considered lower risk as there are varied precautions such as identification procedures and the EMV technology that mitigates fraud risk.

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