With a broad range of international banking relations,iPayTotal offers various pricing models. Competitive, hassle-free, clear pricing  

There are two ways the merchant account can be set up: MERCHANT RATE  

In addition to above rate, below fees apply for most setups within EEA: PROCESSING FEES & TERMS  

PCI compliance scan servicefree

  • With merchants who are integrating via Direct API, a PCI compliance is required, which includes a quarterly PCI Scan report performed by Qualified Security Assessor (QSA).

Refund fee€1.00

  • Fixed fee charged for every issued refund; a transaction where money is returned back to the card from which a sale was made, either in full amount or partially.

Chargeback fee€15 - €24

  • Fixed fee charged for an incoming chargeback (dispute) request from cardholder, despite of the dispute final result.

Virtual Terminalfree

  • One-time fee, deducted from first settlement. Charged by gateway provider or acquiring bank.

Bank annual registration€0-€950

  • Fee for MOTO merchants who require access to a Virtual Terminal.

Funds RemittanceDaily - Weekly

  • Frequency of settlements of net sales volume to merchant's bank account.

Gateway transaction fee€0.10 - €0.25

  • Fixed fee charged by gateway provider for every e-commerce or POS transaction.

Transaction limitationsNone

  • Based on risk profile there may be a monthly volume cap at the beginning. Normally this can be raised after few months of steady processing.

Monthly maintenance fee€0 - €20

  • Fixed monthly fee charged by the gateway provider for payment services.

MID setup fee€0 - €100

  • One-time fee, deducted from first settlement. Charged by gateway provider or acquiring bank.

Bank annual registration€0-€950

  • Some banks add their own additional MID opening fee. High-risk merchants such as Gambling need registration with Card Schemes which costs €500-1000 per MID.

POS terminal lease€18 - €35

  • Monthly fee for leasing a POS terminal, available to EEA merchants.

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