Gaming, Gambling, Casino, and Sportsbook Merchant Account & Services

Online gaming is booming, which makes it even more important for gaming merchants and platforms to pick the right payment solutions for their customers and markets.If you’re looking for a payment provider offering comprehensive online gaming payment solutions and considerable expertise and experience in the gaming industry, then you have come to the right place.

Risk Involved in Gaming Merchant Accounts

Gaming and Gambling merchant accounts are typically classed as high risk due to a number of contributing factors, such as the possibility of gambling addiction, chargeback disputes, and more. This generally means that traditional banks will be reluctant to extend a merchant account for your business, as the risk associated with the high volume, high velocity movements invites a great deal of possibilities for fraudulent behaviour. Alongside this, each country has its own specific restrictions and regulations in place for the gambling industry, and these national and regional restrictions can easily affect an online gambling platform which can be accessed from around the world.

Currently, the biggest online gaming markets are mostly found in the EU. The European online gambling industry is worth a projected 10 billion Euros. The reason is that some countries such as the US and China restrict gambling heavily or allow it in certain territories like Las Vegas and Macau.Though more and more online betting companies are emerging, there is still plenty of room in the industry, which is projected to account for double digit growth in 2019 and the years to come.    

Why Online Gaming is considered HIGH RISK

Online gambling is commonly known as gaming within the merchant services industry. It’s tabbed as high risk by most card processing providers. The reasons are as follows:

  • Online gambling businesses feature a high-volume turnover
  • Most gaming businesses are based offshore
  • If the business is a startup or new, acquiring banks can be put off by the lack of credit and transaction history

However, if you operate in the high risk industry such as gaming and online gambling, you shouldn’t think you can’t secure a merchant account for your business.

Online gambling and gaming are considered high risk because of the highly regulated nature of online gambling, and the potential for high ticket high volume chargebacks. With respect to regulations, gambling and gaming companies have to comply with complex national and regional laws that govern how they can operate. An online gambling site that can be accessed by customers throughout the world must deal with multiple sets of those laws. Because of this complexity, most sponsor banks and processors do not accept or board online gambling companies. In addition to the legal and regulatory concerns, the reason many credit card processors and sponsor banks do not accept online gambling companies is the potential for high numbers of high-velocity chargebacks. Given that many online casinos regularly process large tickets, and often move significant volume, if a rogue online casino decided to engage in fraudulent activity and a significant number of their customers initiated a chargeback, the processing bank would potentially face large liabilities.

Domestic and Offshore Direct and Aggregated GAMING MERCHANT ACCOUNT Options

Not every online gambling organization is the same. Some primarily market to north american clientele, others European, South African, Australian, and others global. Some require multiple currencies, others need accommodation for high-tickets, high velocity, or significant volume variation.

Pricing & Contract Terms

If you are looking for an online gambling merchant services provider, contact us via email or call us today to discuss your options for obtaining a merchant account for your online gaming or gambling business. We’ll discuss the following:

Pricing Available:

  • Discount Rates ranging from 1.95% to 12.00%
  • Authorization Rates ranging from: $0.20 to $2.00
  • Monthly Fees: Rates ranging from $5.00 per month to $249.00 per

Other Contract Terms:

  • Rolling Reserve requirements ranging from: 0% rolling reserve, to 25% rolling reserve
  • Holdback Periods: Typically 7 days
  • Contract Length: Month to Month is available
  • No Application Fee
  • Direct funding with regular deposits (either daily or weekly depending on offshore v. onshore)    

iPayTotal specializes in both online gaming merchant accounts and online gaming payment gateways and offers the best gaming merchant account in the industry. iPayTotal’s team of experts in online gambling payment processors work closely with providers to ensure you can get the best for your business needs.

Via dedicated gaming acquiring partners, we offer you everything you need to accept gaming card payments and pay out winnings easily and securely. Our feature rich dedicated gaming solutions are fully flexible and have been developed to deliver value and growth to your business. Accept credit and debit card payments easily and securely, process repeat and deferred payments, manage refunds, pay out winnings into one easy to use and customisable platform.

With regular releases and a resilient infrastructure you can rely on our platform and focus on what’s important for your business; delivering the best possible experience to your customers.

We welcome applications from online Gambling businesses, including the following sectors:




Reverse & Penny Auctions






Prize Draws or Similar


Games of Skill


Internet Sports Books


Small Lottery Syndicates