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Gaming Merchant Account

Merchant Account & Credit Card Processing for Online Gaming

The rising success of the gaming business has caught the attention of many merchants in search of new and profitable business opportunities. The industry is one of the most significant growing businesses in 2020. Though online gaming and casinos are lucrative businesses, many traditional financial institutions don’t take a gamble on them. The industry’s background and history, high chargeback ratios, and potential legal issues due to ambiguous laws keep banks away from these merchants.

Growing penetration of Internet services across the globe, coupled with easy availability and access to Internet games, is also expected to keep growth prospects upbeat over the coming years. This boom of the gaming industry created a new demand for e-commerce businesses for effective and reliable payment processing options to provide the best user experience for customers in the online gaming arena.A study reveals that 70% of gamers prefer to use debit and credit cards on their purchases.

The first step to provide customers with this great experience on an e-commerce platform is to obtain an online gaming merchant account. It will allow you to process online payments, such as credit and debit cards. Online casino and gaming merchant accounts tend to offer huge possibilities for revenue and return. Most merchant account providers become skeptical towards casino/ gaming merchants as they are not only high risk but are also capable of posing a problem later with high volume sales, potential chargeback, refunds, and frauds, etc. iPaytotal specializes in merchant accounts developed specifically for gaming and casino companies.

If you’re looking for a payment provider offering comprehensive online gaming payment solutions and considerable expertise and experience in the gaming industry, then you have come to the right place.
Best merchant account solutions for gaming, gambling and betting.

A right gaming merchant account provider covers all types of gaming industries, such as casinos, social gaming, digital games, mobile gambling, app-based games, and more. iPayTotal offers alternatives for all kinds of gaming businesses. We can provide you with a casino merchant account, a fantasy sports merchant account, and other customized solutions. At iPayTotal, we help you to acquire a merchant account that is suitable for your business’s needs. We specialize in high-risk businesses, such as the gaming industry, and understand the specifications and requirements for a successful online business. 

You will have access to our offshore merchant accounts for casino merchants that provide a safe payment gateway and real-time processing for your transactions. Multi-currency options, 3D secure processing, no monthly volume caps, and reasonable rates are other benefits we offer for online gaming merchant accounts. 

iPayTotal’s unique selling point is the firmly established belief that each client requires an individual approach. Each merchant collaborating with iPayTotal is assigned to a highly experienced personal account manager, highly versed in the nuances and particularities of different business sectors. Our account managers oversee the integration process and provide technical assistance. 

At iPayTotal, you can accept major credit card brands and currencies from around the world. We offer you the chance to expand your online gaming business and increase profitability safely. 

Credit Card To Bitcoin Payment Gateway
Gaming Merchant Account
Why Gaming Merchant Account is considered risky?

Online gaming and gambling are risky because the industry falls into a legal gray area. Though there are no federal laws that prosecute online gamblers, the Unlawful Internet Gambling Enforcement Act of 2006 states that no person or entity may knowingly accept any funds associated with a person participating in illegal online gambling. 

Casinos and online gaming businesses are prone to excessive chargebacks and refunds and have a higher volume turnover. Also, online gambling gets hit with lots of friendly fraud. This is when customers dispute a transaction because they changed their minds.

Due to laws in the United States, many online gambling businesses are based offshore, and there have been reports of money laundering and fraud. Processors have a take it or leave it attitude when it comes to excessive chargebacks. Credit card processors are quick to terminate casino & online gaming merchant accounts when businesses can’t maintain low chargeback ratios. Merchant account providers don’t want to be responsible for funds that casinos and online gaming businesses can’t cover.

Excessive chargebacks also can hurt the relationships that credit card processors have with their sponsor banks and credit card brands, like Visa or American Express. Credit companies can fine credit card processors that continue to process purchases for businesses that have high chargebacks ratios.Any revenues that credit card processors earn from the casino and online gaming merchant accounts aren’t enough for them to risk their relationships or any high fines.

High Risk Payment Gateway Providers

Grow player numbers by simplifying payments

Safe and Secure Super Support Guaranteed

At iPayTotal, the integrated features of our gaming merchant account payment gateway are designed with the flexibility to support a safe and secure transaction on your online casino website. At iPayTotal, we understand how chargeback ratios and fraud actions can ruin an online gaming business’s reputation. That is why we offer the most advanced tools to secure your online gaming business and prevent you from fraud and chargebacks, such as 3D secure processing and secure payment gateways with built-in fraud prevention filters.  

You can offer the broadest range of payment methods through over 50 alternative payment solutions. We provide a conscious payment experience that suits whatever device your customers are using. This ensures we help you to maximize the income potential from each player. We also offer 40 currencies, giving you the opportunity to expand into new markets and reduce currency conversion rates quickly. Our feature-rich dedicated gaming solutions are sufficiently flexible and have been developed to deliver value and growth to your business. Accept credit and debit card payments securely and rapidly, deferred payments, manage refunds.

With regular releases and resilient infrastructure, you can rely on our platform and focus on what’s essential for your business; delivering the best possible experience to your customers.The right merchant account provider helps you expand your online gaming business, not only locally but also internationally. At iPayTotal, you can accept major credit card brands and currencies from around the world. We offer you the chance to expand your online gaming business and increase profitability safely. 

Whatever type of games company you are, we make payments simple and help you increase player conversions and sales. We also enable the consumer to interact with the payments platform through the usual international card types (Visa, MasterCard, Amex, etc), domestic card types as well as the ever-increasing number of alternative payment methods. Grow player numbers by simplifying payments. Offer your players the payment methods they know, use, and trust worldwide.

Our priority is for your company to achieve long-term viability and success with the help of industry-specific merchant services designed for sustainable growth. Social gaming, skill gaming, puzzles, simulations, sports, education, multiplayer online role-playing games and so many more — we partner with a variety of business types in this category and hone in on the specifics so we can provide the solution your company needs to thrive.

Customer service

A satisfied customer is the key to a successful business.  The right gaming merchant account provider cares about the client’s satisfaction as much as the merchant, so it offers 24/7 customer service to help you with any issues you may have relating to your online gaming merchant account.These are only a few of the benefits iPayTotal can offer to your gaming business. We understand high-risk businesses and have a team of professionals who handle your online casino or gaming business with honesty and efficiency. Our successful journey with many satisfied clients proves that we are ready to help you change the course of your online gaming business. Start a profitable journey today.

Online gambling is considered as a high-risk business because of unregulated nature of transactions and potential for high volume chargebacks.We know the importance of your casino business that is why we offer high-risk offshore casino merchant accounts. Our safe payment gateway offers our offshore casino merchant account clients great solutions for transaction processing. Manage database of customers having negative spending habits and trends, address verification, and CVV2 authentication. Sign on with an online gaming merchant account provider that understands your business needs and will assist in securing the resources you need to run a successful online gaming company. 

Casino merchant account holders have SSL encrypted servers, which provide next-level protection to the clients against various kinds of swindle and fraud. We offer services like online reporting for casino merchant account holders so that they can view transaction reports online. At iPayTotal, we offer dedicated support from a team with decades of experience in payment processing for online gaming. Our international network of banks/partners who are experts in online gaming merchant accounts and payment processing systems, provide you access to the most competitive rates and ensures you have resiliency in the business, operating across many different acquiring banks that can all be placed on our gateway without the need for individual integrations, saving time and money online gaming merchant account setup. We can also help to reduce your foreign exchange exposure to further improve your profitability.

Fastest Approvals

Our goal at iPayTotal is to deliver you the lowest rates, fastest approvals and best terms available for Gaming merchant accounts. High-volume processing capacity gives you the ability to accept payments effortlessly and efficiently—this is a unique option that most Forex trading companies fail in achieving because of high volume transactions and the limits imposed upon them. We understand what payment method is needed in each market for different types of gaming transactions.

Solid Security

We know through our network which banks are offering the best current deals and can enable the merchant to obtain the very best market leading rates for a merchant account for online gaming. We build our merchant services around your unique business model, whether it’s one-click tokenization for fast, in-game payments, or recurring transactions for game subscriptions. Our partner gaming payment providers get you best in class online gaming merchant account rates.


If you are running any type of gaming/gambling business we can provide full merchant services for all your needs. Our solution is already used by many famous Sports Betting and Poker rooms worldwide. If applicable you may also need to provide a gaming license from one of the EU countries, these also include Gibraltar, Malta, Alderney, Antigua and Barbuda, Isle of Man, etc…Accepted are also offshore issued licenses such as Curacao.


Blocked Countries

Please note that as certain gaming accounts are coded 7995 by Visa and MasterCard (card schemes) the following countries would automatically be blocked (in addition to our standard prohibited list). Please be aware that card schemes don’t blanket block 7995 transactions, it is blocked in certain countries where local law prohibits online gambling using card payments. Please also note that this is not the country that YOU the merchant comes from, but the country YOUR CUSTOMER comes from.

CanadaChinaFinlandHong KongLiechtenstein
UAEUSAVatican City

The blocked list covers a couple of different things:

1) Companies registered in those countries
2) Companies whose director is resident in those countries
3) Transactions from cards issued in those countries
4) Transactions with billing addresses in those countries

For successful applications, there is some further additional information you may find useful:

  • American Express does not allow their cards to be used for all gaming services.

  • All gaming companies approved are required to pay MasterCard’s $500 annual registration fee before the account can be activated.

  • Refunds are NOT permitted. Any refunds to customers should be done via an alternative method.

Exact terms for all applications are subject to assessment. However, we will keep you regularly updated on the progress of the application.

Supported Features
Server2Server API integrationRecurring Billing
CVV, AVS, 3D SecureOver 150 Supported Currencies
Real-Time Reporting & ManagementReports API for data pull to back-end
Global Card ProcessingDynamic Billing Descriptor


Gaming Industries that we work with

  • Casinos
  • Bookmakers
  • Prize Draws or Similar
  • Internet Sportsbooks
  • Reverse & Penny Auctions
  • Raffles
  • Small Lottery Syndicates
  • Internet Sportsbooks

Website requirements for a gaming merchant account

  • Privacy Policy Page;
  • Terms & Conditions Page;
  • Name of the company in the footer;
  • Contact us button with an email and phone number;
  • Deposit & Refund Policy Page;
  • Visa and Mastercard logos [in case you offer them as payment methods]

Offer your players the payment methods they know, use and trust worldwide.

We also provide 40 currencies, giving you the opportunity to easily expand in to new markets and reduce currency conversion rates.

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Melbourne, Australia
(Sat - Thursday)
(10am - 05 pm)
Melbourne, Australia
(Sat - Thursday)
(10am - 05 pm)
Melbourne, Australia
(Sat - Thursday)
(10am - 05 pm)