Travel Merchant Account















Travel Merchant Accounts:

The travel business never appears to be out of demand. People always want to travel, with millions upon millions of households vacationing every year. Nevertheless, travel isn't always inexpensive, and several consumers spend a good deal of time surfing travel agencies and websites looking for the best deals. Should you own a travel business, apply for one of the travel merchant accounts to find fast and reliable credit card processing solutions. Our goal is to be the undisputed best provider of travel merchant payment processing  services for your business, whether that be travel package sales, timeshare business, OTA, travel agents or agency, tour operator, hotel company, ticket sales, reservations, deal, club or membership programs, or any other travel related business.

IPAYTOTAL is focused on providing comprehensive and affordable travel merchant accounts for our clients. IPAYTOTAL works with a variety of payment processors who provide merchant accounts for the travel industry and acquiring banks that allow travel agencies to process credit cards. We pride ourselves in providing reliable, affordable and secure merchant account services for travel agencies all around the world.

We provide high risk merchant accounts for travel associated businesses, including holiday packages, timeshare, travel agencies, tour operators, lodging, ticket sales, reservations, deals, or clubs. Getting a travel merchant account for a company related to tourism business, whether it be holiday packages, timeshare, agencies, tour operators, hotels and motels, ticket revenue, or some other travel related business is not as simple as speaking to your local banker. The reason, is that to get a credit card processor to accept a travel company, their sponsor bank should allow and approve travel companies in their underwriting guidelines. The majority of the biggest banks usually don't permit their credit card processors to write travel companies because they're considered high risk.

Consequently, if you would like to accept credit cards you have  go to a high risk processor whose sponsor bank affirms travel businesses. Once you've discovered a travel merchant supplier, the process is relatively simple. You simply complete an application, submit some documents and that is it. Then credit card processor underwriting group will review the request, and usually in a couple of days you will get an approval. If you need equipment, your travel merchant account provider will also ship it to you, and if you take payments on the telephone or through electronic commerce, they will setup your payment gateway. 

Travel Merchant Account Overview

“Why is Travel Industry called high risk?” and “Why my application for Travel Merchant Account is denied?”. The answer is quite simple. The credit card processing industry generally categorizes travel agents as a high risk business type due to the fact that most travel agency transactions take place long before the actual product or service is delivered to the customer. This leaves travel merchants open to chargebacks and other payment disputes, which are costly procedures that deter many merchant services providers from offering travel merchant accounts.

Many travel agencies do not charge airline tickets, hotels and other travel expenses on their own merchant account, yet rather, charge it straightforwardly through the airline or travel provider. This practice is very much regarded by numerous payment processors, however, despite everything, others remain behind with conservative approach and try to avoid travel agencies and other travel-related merchants.

Our objective is to be the undisputed best travel merchant account provider for your travel business. Whether you are a tour operator, a hotel company, timeshare business, OTA, ticket sales, reservations, deal, club or membership programs, vacation package sales, or any other travel related business, iPayTotal can provide the best solutions to accept payments online for your travel business. iPayTotal works with an assortment of payment processors and acquiring banks that permit travel companies to process credit cards.

Get Started Today

If you’re ready to begin the application process for your merchant account, iPayTotal is here to help. If you have any questions regarding our merchant accounts or different services we offer, you can visit Website to connect with highly experienced and well-educated team, with more than a decade of experience in the industry.

iPayTotal Approach

We, at iPayTotal , assess each travel organization individually, we study your method of doing business so we can board your travel merchant account with the acquirer that would be most suited and beneficial for your travel business. This is how we will be able to give a reliable processing solution for your travel agency.

The procedure is very simple, however, requires some documentation to the bank, to approve your information. An iPayToTal travel merchant account specialist will guide you each step of the way to ensure quick approval.

Multi-Currency Processing

With iPayTotal merchant accounts, you can acknowledge payments in multiple currencies. Depending on your business details, you may be able to get payments from credit cards everywhere throughout the world through an iPayTotal travel merchant account. Approved merchants can acknowledge US dollars, British pounds, euros and more.


Various Business Types Welcome

The travel business is huge and incorporates numerous other smaller industries that may fall into the classification of travel. However, iPayTotal delivers customizable travel merchant account payment solutions, meaning we can work with a number of different business types. 

These include:

  • Travel Agencies
  • Hotel Booking
  • Airline Tickets
  • Vacation Packages
  • Timeshares
  • Travel Membership Clubs
  • Vacation Rentals

Payment Gateway Integration

Our Payment gateway provides simple integration with APIs and SDKs including modules, sample code, test accounts and test cards. The travel merchant account payment gateway solutions allow you to process debit & credit cards through your website within a single platform. Robust backend system is accompanied by a modern web-based or downloadable reporting software which enables you to monitor and manage your transactions in your travel merchant account. With iPayTotal, your acquiring Banking partner will interface your site with its secure payment gateway after which you can start accepting credit card payments online.