HIGH RISK MERCHANT ACCOUNT SPECIALISTS

IPAYTOTAL is focused on providing comprehensive and affordable travel merchant accounts for our clients. IPAYTOTAL works with a variety of payment processors who provide merchant accounts for the travel industry and acquiring banks that allow travel agencies to process credit cards. We pride ourselves in providing reliable, affordable and secure merchant account services for travel agencies all around the world.

We provide high risk merchant accounts for travel associated businesses, including holiday packages, timeshare, travel agencies, tour operators, lodging, ticket sales, reservations, deals, or clubs. Getting a travel merchant account for a company related to tourism business, whether it be holiday packages, timeshare, agencies, tour operators, hotels and motels, ticket revenue, or some other travel related business is not as simple as speaking to your local banker. The reason, is that to get a credit card processor to accept a travel company, their sponsor bank should allow and approve travel companies in their underwriting guidelines. The majority of the biggest banks usually don’t permit their credit card processors to write travel companies because they’re considered high risk.

Multi-Currency Processing

Multi currency processing is your business’ passport to reach more customers around the world.

MOTO Virtual Terminal

A virtual terminal allows you to manually process payments right from your web browser.

24 x 7 Support

Our experts work directly with your teams to solve problems, providing 24/7 support.

Why is Travel Industry called high risk?

“Why my application for Travel Merchant Account is denied?”. The answer is quite simple. The credit card processing industry generally categorizes travel agents as a high risk business type due to the fact that most travel agency transactions take place long before the actual product or service is delivered to the customer. This leaves travel merchants open to chargebacks and other payment disputes, which are costly procedures that deter many merchant services providers from offering travel merchant accounts.

Many travel agencies do not charge airline tickets, hotels and other travel expenses on their own merchant account, yet rather, charge it straightforwardly through the airline or travel provider. This practice is very much regarded by numerous payment processors, however, despite everything, others remain behind with conservative approach and try to avoid travel agencies and other travel-related merchants.

We, at iPayTotal , assess each travel organization individually, we study your method of doing business so we can board your travel merchant account with the acquirer that would be most suited and beneficial for your travel business. This is how we will be able to give a reliable processing solution for your travel agency.

iPayTotal Approach

We, at iPayTotal , assess each travel organization individually, we study your method of doing business so we can board your travel merchant account with the acquirer that would be most suited and beneficial for your travel business. This is how we will be able to give a reliable processing solution for your travel agency.

Our company is a collective of amazing people striving to build delightful products.

Our objective is to be the undisputed best travel merchant account provider for your travel business. Whether you are a tour operator, a hotel company, timeshare business, OTA, ticket sales, reservations, deal, club or membership programs, vacation package sales, or any other travel related business, iPayTotal can provide the best solutions to accept payments online for your travel business. iPayTotal works with an assortment of payment processors and acquiring banks that permit travel companies to process credit cards.

Quick Approvals

Get pre-approved in as little as 6 hours for difficult to obtain high-risk merchant accounts – our team of experts says yes to virtually any business type, business model, and even those restricted product types – all through our high-risk payment gateway and the direct network of 20+ banks and PSP’s.

Gateways

Seamless integrations from our payment gateway directly to your website makes accepting debit and credit cards online easier than ever.

Ecommerce

As experts in eCommerce merchant services, we’ll get your business ready to accept eCommerce credit card payments with customized eCommerce payments solutions.

Fraud

As an eCommerce retailer, it’s important to educate yourself about what credit card fraud looks like, what it involves, and how to arm yourself with eCommerce fraud protection and eCommerce fraud prevention measures.

MULTI-CURRENCY PROCESSING

With iPayTotal merchant accounts, you can acknowledge payments in multiple currencies. Depending on your business details, you may be able to get payments from credit cards everywhere throughout the world through an iPayTotal travel merchant account. Approved merchants can acknowledge US dollars, British pounds, euros and more.

High-risk credit card processing can be tricky, but it’s not a death sentence for your business. Running any business these days more or less requires that you give your customers the option of paying with credit or debit cards.

GET STARTED TODAY

If you’re ready to begin the application process for your merchant account, iPayTotal is here to help. If you have any questions regarding our merchant accounts or different services we offer, you can visit Website to connect with highly experienced and well-educated team, with more than a decade of experience in the industry.An iPayToTal travel merchant account specialist will guide you each step of the way to ensure quick approval.

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