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Travel Merchant Account

What Is A Travel Merchant Account:.

A travel merchant account facilitates the travel industry with the ability to procure payments on goods and services offered to customers through a high risk merchant account for travel industry and travel agents. Payment processing with high risk travel merchant account is vital to the success of the industry and includes credit card processing, debit card processing, stored value card processing, gift card processing, and ACH payment processing. Travel agencies can accept credit cards online, in person, or over the phone. You can also combine methods, if you’d like. Customers could pay a deposit in person, and then pay their final balance online prior to their trip.

 

Regardless of the payment method you choose, securing a merchant account as a travel agent means locating a credit card processor that can explicitly support your business type and give you travel agency credit card processing. It won’t do you any good to fudge the details to try to get an account with a processor that doesn’t support travel businesses. At some point, the processor will catch on and shut down your account. Save yourself the headaches and choose a travel-friendly merchant processor from the start.

 

IPAYTOTAL is focused on providing comprehensive and affordable travel merchant accounts for our clients. IPAYTOTAL works with a variety of payment processors who provide merchant accounts for the travel industry and acquiring banks that allow travel agencies to process credit cards for travel agency credit card processing.

We pride ourselves in providing reliable, affordable and secure merchant account services for travel agencies all around the world.

If you operate a legal travel business and are seeking travel agency credit card processing, we specialize in the Travel merchant account industry and can assist you in getting approved. We have separated ourselves from the pack and distinguished ourselves the leader in the high risk payment processing for travel merchant account / travel agency credit card processing. Give us a call right now to get started immediately.

 

We provide high risk merchant accounts for travel associated businesses, including holiday packages, timeshare, travel agencies, tour operators, lodging, ticket sales, reservations, deals, or clubs. Getting a travel merchant account for a company related to tourism business, whether it be holiday packages, timeshare, agencies, tour operators, hotels and motels, ticket revenue, or some other travel related business is not as simple as speaking to your local banker.

 

The reason, is that to get a credit card processor to accept a travel company, their sponsor bank should allow and approve travel companies in their underwriting guidelines. The majority of the biggest banks usually don’t permit their credit card processors to underwrite travel companies because they’re considered high risk and thus merchant account for travel industry is very difficult to obtain .

 

If you’re a one-person shop, it may be tempting to look at the quick and easy “flat rate” processing solutions: companies like Stripe or Square. However, Stripe’s prohibited business list explicitly references both travel reservation assistance and cruises and prohibit payment processing for travel industry. Square more generally just lists “high risk” businesses, giving it broad discretion to deny anything it feels is too risky which includes merchant account for travel agents.

But there are still options of travel industry payment solutions for small businesses and solo travel agents. You can sign up with the same high risk processors as the bigger guys  for your travel agency merchant account, and choose to utilize smartphone card readers or virtual terminals if you don’t need or want fancy equipment.

Multi-Currency Processing

Multi currency processing is your business’ passport and key to reach more customers around the world

MOTO Virtual Terminal

A virtual terminal allows you to manually process payments right from your web browser in a very secure environment.

24 x 7 Support

With our team unique experience in the payments face we bring the vital expertises to get your account approved quickly and painlessly.

Why is Travel Industry called high risk?

Why my application for Travel Merchant Account is denied?”. The answer is quite simple. The credit card processing industry generally categorizes travel agents as a high risk business type due to the fact that most travel agency transactions take place long before the actual product or service is delivered to the customer. This leaves travel merchants open to chargebacks and other payment disputes, which are costly procedures that deter many merchant services providers from offering travel merchant accounts.

M

any travel agencies do not charge airline tickets, hotels and other travel expenses on their own merchant account, yet rather, charge it straightforwardly through the airline or travel provider. This practice is very much regarded by numerous payment processors, however, despite everything, others remain behind with conservative approach and try to avoid travel agencies and other travel-related merchants.


We, at iPayTotal , assess each travel organization individually, we study your method of doing business so we can board your travel merchant account with the acquirer that would be most suited and beneficial for your travel business. This is how we will be able to give a reliable processing solution for your travel agency.

iPayTotal Approach
We, at iPayTotal , assess each travel organization individually, we study your method of doing business so we can board your travel merchant account with the acquirer that would be most suited and beneficial for your travel business. This is how we will be able to give a reliable processing solution for your travel agency.

Our company is a collective of amazing people striving to build delightful products.

Our objective is to be the undisputed best travel merchant account provider for your travel business. Whether you are a tour operator, a hotel company, timeshare business, OTA, ticket sales, reservations, deal, club or membership programs, vacation package sales, or any other travel related business, iPayTotal can provide the best solutions to accept payments online for your travel business. iPayTotal works with an assortment of payment processors and acquiring banks that permit travel companies to process credit cards.

Quick Approvals

Get pre-approved in as little as 6 hours for difficult to obtain high-risk merchant accounts – our team of experts says yes to virtually any business type, business model, and even those restricted product types – all through our high-risk payment gateway and the direct network of 20+ banks and PSP’s.

Gateways

Seamless integrations from our payment gateway directly to your website make accepting debit and credit cards online easier than ever, Integration is very simple, and our team is always there to help.On the other hand, it's reliable and secure too.

Ecommerce

As experts in eCommerce merchant services, we’ll get your business ready to accept eCommerce credit card payments with customized eCommerce payments solutions,which is best suited for all kind of business .

Fraud

As an eCommerce retailer, it’s important to educate yourself about what credit card fraud looks like, what it involves, and how to arm yourself with eCommerce fraud protection and eCommerce fraud prevention measures.

MULTI-CURRENCY PROCESSING

With iPayTotal merchant accounts, you can acknowledge payments in multiple currencies. Depending on your business details, you may be able to get payments from credit cards everywhere throughout the world through an iPayTotal travel merchant account. Approved merchants can acknowledge US dollars, British pounds, euros and more.


High-risk credit card processing can be tricky, but it’s not a death sentence for your business. Running any business these days more or less requires that you give your customers the option of paying with credit or debit cards.

  • No Application Fees
  • Competitive rates
  • No VISA/MasterCard Required
  • Secure Payment Gateway

AFFORDABLE AND SECURE MERCHANT ACCOUNT

IPAYTOTAL is focused on providing comprehensive and affordable travel merchant accounts for our clients. Travel merchants are usually forbidden or restricted from accepting credit cards with most payment processors.


IPAYTOTAL works with a variety of payment processors who provide merchant accounts for the travel industry and acquiring banks that allow travel agencies to process credit cards.


We pride ourselves in providing reliable, affordable and secure merchant account services for travel agencies all around the world.

Multiple Payment Choices:

We comprehend the individual payment needs in the warranty space. Processing your customers’ payments fast and efficiently is our total focus. We can integrate your CRM to set-up recurring payments while your customer is on the telephone. This tends to be the choice for most industry participants. If this is not the right solution for you, we offer website payment integration, call center virtual terminals, or the traditional credit card terminal on your desktop. Our trained staff is standing by to assist you in determining the best payment choices for your business.

Our Benefits:

  • Fast Secure Online Application, provides secure online submission.
  • Multiple Platforms, including CRM& Ecommerce Solutions.
  • Dedicated account managers with decades of experience to share.
  • Fast decision turn-arounds on application packages.
  • Diverse Acquirer’s with appetite for thevacation club membership industry.

Telemarketing CRM Integration

Secure Ecommerce Payment Gateway

Virtual Terminals with Recurring Payments

Getting a higher credit processing volume for a High Risk Travel Merchant Account


Because travel business is considered as high risk business, many are given a travel merchant account with a month to month credit card processing volume caps. This implies merchants are just allowed to deal with a specific number of credit card transactions per month. When that limit amount is reached, the merchant can no longer take cards for buys that month. This keeps a business, particularly an e-commerce merchant that depends on credit card payments, from working.

OUR COMMITMENT:

With our team’s unique experience in the payment space, we bring vital expertise to get your account approved quickly and painlessly. Our staff is committed to providing unsurpassed customer service and strive for 100% customer satisfaction. Give us a call today to discuss all of your credit card processing needs. Our company will work hard to get you set up with the ability to accept credit cards from your customers and clientele. Our team knows the travel industry ins and outs and can get virtually any business including high risk and high volume accounts approved for credit card processing.

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